WISHBONE PLANS

The peace of mind
you've been wishing for

No two pets are the same. Compare plans to find the right combination of savings to care for yours.

Three plans for complete pet care

Every Wishbone plan covers a different area of pet care, giving you the flexibility to choose what fits or combine plans for more support.

EVERYDAY SAVINGS

for cats, dogs, & exotics

Lowers the cost of everyday pet care with instant discounts

  • 25% off in-network vet visits
  • Discounts on Rx & pet goods
  • Unlimited 24/7 virtual vet care
  • No claims, waiting periods, or deductibles

Pre-existing health conditions

EMERGENCY COVERAGE

for cats & dogs

Protects against unexpected vet bills when it matters most

  • Covers accidents, illness, surgery, prescriptions, & more
  • 25% off in-network vet visits
  • Extra 10% reimbursement in-network
  • Unlimited 24/7 virtual vet care

Pre-existing health conditions

ROUTINE CARE

for cats, dogs, & exotics

Makes year-round routine care more affordable and predictable

  • Up to $575 reimbursed per year
  • Fast claims & no deductibles
  • Covers routine wellness exams, vaccines, bloodwork, dental cleaning & more

Pre-existing health conditions

Find the right fit for you and your pet

Every pet parenting journey isone ofakind. See which plans fit best based onyour pet’s age, health, and the care they need most.

Plan typePet discount membershipAccident & illness insuranceWellness care reimbursement
Best forAll pets whose parents want savings across the everyday costs of pet ownershipYoung or healthy pets whose parents want protection before conditions developAll pets whose parents want routine care costs to be more predictable year-round
Eligible petsDogs, cats & exoticsDogs & catsDogs, cats & exotics
Pre-existing conditions
Covered
Not covered
Covered
DeductibleNone$250None
Waiting periodNone, plan is active upon enrollment
Accident: 1 day
Illnesses: 14 days
Orthopedic: 180 days
Varies by state
None, plan is active upon enrollment
Vet accessIn-network licensed vetsAny licensed vet in the U.S., its territories & CanadaAny licensed vet in the U.S. and its territories
Emergency care25% off in-network discount (eligible medical services)25% off in-network discount + up to 80% reimbursement
Not covered
Routine & preventative care25% off in-network discount (eligible medical services)
Not covered
Up to $575/year reimbursement
PrescriptionsMember discounts
Up to 80% reimbursement
(take-home medications)
Not covered / Not included
Retail pet essentials
Member discounts
Not covered / Not included
Not covered / Not included
Virtual vet care
Included
Included
Not included
Lost pet recovery
Included
Included
Included
Plan type
Best for
Eligible pets
Pre-existing conditions
Deductible
Waiting period
Vet access
Emergency care
Routine & preventative care
Prescriptions
Retail pet essentials
Virtual vet care
Lost pet recovery
PET PARENTING TIP
Wishbone Total Pet's in-network discounts stack with Insurance and Wellness reimbursements for savings before and after vet visits. Find out which plans your employer offers to start saving.
Get Started

Meet the plans behind pets like yours

Find the pet that sounds most like yours to see how Wishbone's plans come together for all lifestyles and stages of life.

Cooper
Rottweiler
2 years old
A healthy, active pup who lives for fetch, belly rubs, and the occasional stolen sock.
Cooper is young and healthy now, but his parents enrolled in Insurance to get ahead of the joint issues Rottweilers are known for down the road.
Mocha
Siamese
10 years old
A senior cat with a few health conditions who earned the right to nap wherever she wants.
Mocha is getting older. Her parents enrolled in Total Pet for savings at the vet and Wellness to stay ahead of anything new that comes with age.
Spike
Bearded dragon
1 year old
The newest addition to the family and already the most interesting one in the house.
Spike is an exotic, so insurance is not an option. His parent enrolled in Wellness to stay on top of his routine care from the very start.
Daisey
Persian mix
6 years old
A healthy, independent cat who is unimpressed by most things, except dinner time.
Daisy is in great health. Her parents enrolled in Insurance for peace of mind and added Wellness to keep her annual checkups and care affordable.
Oscar
English Cocker Spaniel mix
12 years old
A wise old soul who moves a little slower these days but still wins every staring contest.
Oscar has many pre-existing conditions. His parent enrolled in Total Pet for savings on his essential vet visits, medications, and favorite food.
This is the default text valueThis is the default text value

Start saving on pet care with Wishbone

See which Wishbone plans your employer offers to discover what’s available for your pet.